How Does The Scheme Work?

Motability Explained

If you are new to the scheme, it can all seem a bit confusing, but really it is quite simple.

The Motability Car Scheme is designed to improve mobility and use of cars for people who are disabled or wheelchair users and their families.

With Motability you simply exchange your mobility allowance for a car that suits your requirements, through one of the options below:

  • Higher Rate Mobility Component – £227.00 every four weeks (£56.75 p/w)
  • Enhanced Rate Mobility Component of PIP – £227.00 every four weeks (£56.75 p/w)
  • War Pensioners Mobility Supplement – £253.60 every four weeks (£63.40 p/w)
  • Armed Forces Independence Payment (mobility element) – £227.00 every four weeks (£56.75 p/w)

Your allowance will go directly to Motability, in exchange for a car. Included with the car is a whole host of benefits like insurance, servicing, Road Tax. Dependent on the make / model of vehicle you choose, some vehicles attract a small advance payment, however at Essex Auto Group we offer many makes and models with no advance payment.

The way in which you can turn your Motability allowance into the car for your needs is:

  • Motability Contract Hire – A new car on a three-year contract hire lease

Motability Contract Hire

Once Motability accepts your application, the advance payment and weekly rental are price protected. This lasts for three months from the date your agreement is printed – provided that the car description on the agreement is not altered later.

Your contract hire lease price, which will vary according to the make and model you choose, includes:

  • Comprehensive insurance cover
  • Full breakdown assistance provided by the RAC
  • Servicing, maintenance, and repairs
  • An allowance of 60,000 miles over the three years of your agreement*

*Additional miles in excess of 60,000 are charged at 5p per mile at the end of the three-year lease period.
If you believe this is possible, then you may be better off opting for Hire Purchase.

Most drivers choose contract hire as they find it's the best option to obtain and pay for a brand-new car. They like the convenience of a single, regular payment that includes comprehensive insurance, maintenance and breakdown cover.

To find your perfect Motability vehicle in Essex or for more information on all of our Motability services, please contact an Essex Auto Group Motability Specialist today.