Ford Van Personal Contract Hire (PCH)

Fixed-cost finance plan from Essex Ford Transit Centre

This route might be ideal for you if you are looking for fixed-cost motoring on any type of new vehicle. A Personal Contract Hire (PCH) agreement offers the individual a fixed-cost finance alternative to purchasing a new Transit by traditional means.

The contracts will include road fund licence (tax) for the contract duration and can include full maintenance – routine servicing, repairs, fair wear tyres and breakdown cover –should you require this. That only leaves fuel and insurance as additional costs to yourself. The monthly cost of a contract is dependent on the type of vehicle, length of contract (typically two to four years), contract mileage (between 6,000 to 50,000 miles per annum) and whether maintenance is included.

The initial payment for a contract is usually equivalent to three monthly payments in month one, followed by single fixed monthly payments to the end of the contract term. However, a larger initial payment may be made should you wish to reduce the remaining monthly payments. Convenience is built in. The Transit will be delivered to a mainland UK address of your choice and will be collected at the end of the contract – all for no extra charge.

So, if you're a private individual looking for a new van with a comfortable monthly payment with the added benefits of no expensive surprises and no risk on the residual value, Personal Contract Hire could be for you.

Choosing the most cost-effective method of funding a vehicle for your business can be a daunting task. Our Transit Centre advisors listen to your needs and take into account your situation before recommending a funding option for you. Please call one of our team today for impartial, practical advice about financing your vehicle. We are here to help and find solutions that work for both you and your business.

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